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GoGlobal
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4th March
10:00 to 11:00
10 You will earn 10 silver points for completing this activity.
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Fintech 2026: Agentic AI, Digital Assets, and the Death of Traditional Banking?

4th March 10:00 to 11:00
Join an industry-leading expert, Dr Xin Hao for a deep dive into the "10x Bank" and the rise of autonomous AI agents. Discover how stablecoins and embedded finance are dismantling legacy banking structures and what this means for your future career in finance.
This activity is offered as part of Go Global - an exciting set of activities, allowing students to engage in an international experience. Are you having problems signing up to this event? Email GGW6@mmu.ac.uk and we will try to fix the issue for you.

Detail

The Banking Revolution of 2026

The financial landscape is no longer just “going digital”—it is becoming intelligent. This session explores how traditional UK-listed firms and global giants are racing to adopt “composable architectures” to survive the disruption caused by fintech hyperscalers.

What You Will Discover

Students will examine the transition from legacy core systems to API-led, event-driven connectivity. We will discuss the “Death of Information Asymmetry,” where AI tools give consumers the same analytical power as professional traders. You will explore real-world 2026 trends and how “Embedded Finance” is placing banking services inside everything from your shopping cart to your social media feed.

Why It Matters to You

Whether you are aiming for a career in banking, data science, or entrepreneurship, understanding these “frontier” technologies is essential. You will learn how the role of the banker is evolving into a manager of AI teams and why Regulatory Technology (RegTech) is the new frontline of financial stability. This activity bridges the gap between academic theory and the rapidly moving 2026 market, ensuring you enter the workforce with the vocabulary and insights of a fintech innovator.

About the Expert

Dr Xin Hao, who holds a PhD in Economics from the University of Manchester, is currently a senior researcher in Strategy at the Bank of China, London Branch Research Department. Before joining the Bank, he has 8 years of research and teaching experience in higher education in the UK from three different institutions. Dr Hao’s research focuses on the role of government in economic growth and the efficiency of different types of public spending. He teaches various subjects in Economics, including: Macroeconomics, Microeconomics, Development Economics, Public Economics, Statistics and Econometrics. In addition to his academic career, Dr Hao has worked as an advisor and consultant for enterprises in China in a wide range of industries such as power generation, environmental protection, medical instruments and private education.

Associated Badges:

In A Nutshell...

  • Engage Online ... via an interactive guest lecture and Q&A session on Teams.
  • Future-Proof ... your career by understanding the shift from traditional banking to modular, digital ecosystems.
  • Critical Thinking ... by debating the ethical and regulatory impacts of autonomous financial decision-making.
  • Global Perspective ... through insights the latest trends interpreted by top economist
  • Earn up to 10 Rise points ... which can be recognised within your degree.

Schedule

  • personal_video 10:00 to 11:00 on 04/03/26 - Takes place online
    Attend the online expert masterclass and live Q&A session